Commercial & Industrial (C&I) Lending

We are a C&I-focused institution known for its speed of execution and reliability. We readily take on complex situations and unusual industry sectors on which other banks quickly take a pass. First Bank has an enviable willingness to take the time to understand a client’s business model, goals and challenges in order to craft a loan structure that matches a company’s circumstances and requirements. We are a proven, steady partner through the ups and downs of clients’ business cycles.

 

Lending Solutions

Our Commercial Bankers have 20+ years of experience with top money center banks and put their experience, passion and expertise to work for firms in the following segments:

Middle Market

First Bank has built an experienced Middle Market Banking team with a reputation for high-speed execution and reliability. Our bankers take the time to understand your goals as well as the challenges you face running your business. Working with you and your advisors, we craft loan and treasury management packages that not only meet your current banking needs but anticipate your future needs as well.

Our Middle Market clients range from the area’s largest middle market corporations to sole proprietorships and professional partnerships, whose annual revenues are $10 million plus. At First Bank, the Middle Market team readily takes on complex situations across a wide array of industry sectors.

Loan Types

  • Working Capital Lines
  • Machinery & Equipment Financing
  • Owner Occupied Real Estate
  • Acquisition Financing

Large Corporate

The Large Corporate team participates in syndicated credits for Midwestern, Fortune 1000 size firms. In these broadly syndicated transactions, First Bank is typically a "credit only" provider, a compelling attribute for many of our Large Corporate clients. At First Bank, we understand many other financial institutions have cross sell goals and Large Corporate clients may have limited business and time to allocate among the bank group. It is often in the company’s best interests to have "credit only" providers, like First Bank.

As a privately held bank, less bureaucracy and local decision making allow for quick response times. Our smaller size allows us to be nimble and take an intelligent risk on a company’s behalf.

Loan Types

  • Acquisition
  • Share Repurchase
  • Recapitalization
  • Refinancing
  • General Corporate Purposes

More Information

Download Commercial Banking Brochure.

Please contact a Business Banker for a complete disclosure of the terms and conditions and interest rate information if applicable.

 

 

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